Keep exercise equipment in tip-top shape

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Gym owners demonstrate concern for member safety and well-being by making sure the club offers good, safe equipment.

You employ and train lifeguards for pool safety; make sure weights are re-racked and do not create a trip hazard; clear walkways; and see that treadmills and weight machines receive regular service and maintenance.

Unfortunately, it’s easy to overlook two common pieces of exercise equipment when doing risk assessments and inspections: rubber stability balls and resistance bands. It’s important to evaluate how this equipment could affect member safety.


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You can’t replace Mom, but insurance can help life go on

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How do you define “mom”? Her value is certainly more than any of the roles she might play: breadwinner, cook, server, dishwasher, psychologist, facilities manager, laundry operator, housekeeper, bookkeeper, daycare teacher, interior designer/decorator, nurse, chauffeur, janitor and computer operator. Mothers are what made your life possible, yet in many cases their role is by far the most undervalued of all positions in which one could serve. We fail to consider what would happen if she weren’t there to handle things.


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The insurance side of house flipping

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It’s a classic TV reality show scenario: A young, ambitious couple purchases a foreclosed property and flips it for a huge profit. This quick cash flow seems too good to be true…and usually is. Potential house flippers should consider some insurance coverage issues before making a commitment.


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