Your personal umbrella policy:
Increased policy limits…and more

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Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.


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My son, the … actuary?
In my dad’s case, it’s true

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Growing up, I always had the notion that I would be a doctor. It ran in the family: my dad was a dentist, my dad’s father was an M.D. and my mom’s father was a veterinarian. I took Latin in middle school and high school, since that language seemed to be the origin of all medical terms. At some point in high school I realized I didn’t like the sight of blood, and that could be a sticking point in the medical field. I liked math and decided to look at engineering and math majors.


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Have a happy – and safe – Halloween

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As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests.


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