The insurance industry is growing and has a high need for talented professionals with a variety of training and skills. Recruiters are asking job seekers “where do you fit in?” In this series, Cincinnati Insurance associates describe their own career journeys.
Most college graduates look for positions in the field that they studied. As a criminal justice major, I spent two years working at a gym while searching for jobs in my field. I didn’t want to be a police officer, and that appeared to be the only hiring position. My parents didn’t hide their displeasure with my career choices thus far and made it very clear that they wanted me to get a “real” job. It hadn’t occurred to me to venture outside of my concentration. Read More
Avoid insurance gaps by discussing your needs with your agent.
When you’re purchasing insurance for your home or business, the most important investment you make is not the premium you pay, but the time you spend with your agent.
Once every three years, at least, sit down with your independent agent and get some good advice.
A life insurance application may require an exam.
You’ve completed and signed an application for life insurance; what happens next? Depending on the amount of life insurance you apply for, you may be asked to provide medical information as part of the underwriting process or to submit to a medical exam. Underwriting for life insurance is often perceived as a daunting experience, but it doesn’t have to be.
Your agent can use software to help you determine how much life insurance you need.
Once you have decided to purchase life insurance, the next question to answer is how much to purchase.
Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or other major bill. And some stick to the tried-and-true measure of 10 times salary.
But there are other methods to consider. You can complete a fact finder/needs list or use a life insurance calculator. Read More