Flue season: Have your fireplace and chimney inspected

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Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires. Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually to prevent a buildup of creosote.


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Keep safe and warm when using space heaters

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Many of us use portable electric space heaters to help keep us warm, but they can be hazardous if not used properly. Take precautions to keep your family safe from fire or burns. According to the U.S. Fire Administration, an average of 50,100 home heating fires occurred in the U.S. each year from 2008 to 2010. About 900 fires are attributed to portable heaters. While they represent only 2 percent of home heating fires, portable heaters were involved in 45 percent of all heating fires with a fatality.


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Protecting your craft beverage equipment

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While means and methods will vary, one item that all craft beverage manufacturers share is dependence on their equipment. That’s why it’s important to make sure you include equipment breakdown coverage as part of your insurance portfolio if you’re a craft brewer, distiller or winery owner.


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