Cyber risk insurance: New coverage for emerging risks

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It seems you can’t turn on the news without hearing about a cyber-related crime or incident.

Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee.


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Insurance helps hospice care providers focus on the patient

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Hospice organizations focus on the care – not a cure – for the patient, as well as support to the patient’s loved ones. If your organization operates a hospice, you are in a unique position to affect quality of life in your communities. By making sure your organization has appropriate insurance protection, you can keep your focus on the important services you provide to patients and their families. Take time to review the declarations page of your insurance policy.


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Health club staff must be ready for emergencies

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The June edition of ClubSolutions Magazine, a publication for health club operators, features an article by Brian Rawlings, national program director for Cincinnati’s fitness, sports and recreation program. He explains why it’s important for health clubs to train employees on emergency response, and suggests a quick way to remember what to do in an emergency.


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Life insurance: Finding the perfect fit

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Each life insurance applicant has unique circumstances that require different solutions. The life and disability insurance needs for a 25‑year-old single professional differs from those of a 35-year-old professional with a young family. Before purchasing life insurance, you will want to consider cost, coverage, duration and health exams to find the perfect fit.


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