Disability insurance keeps your focus on recovery


While an unexpected death can be devastating to a family, especially if the deceased had no life insurance, an unexpected disability can be equally as devastating. Without disability insurance, the person affected may worry about paying the bills when the primary focus should be on rehabilitation and recovery.

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Reasons to buy life insurance


Life insurance is too expensive. Life insurance can wait. Life insurance is a waste of money. Life insurance is …. Whatever follows this phrase has undoubtedly been uttered to a life insurance agent. However, each of these reasons AGAINST purchasing life insurance can also be a reason FOR purchasing life insurance.

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Fixed annuities are alternatives to CDs


Are you tired of making less than 1 percent on your money and having to pay taxes on that growth? Do you enjoy the flexibility of being able to access your money and not having it “locked up” for several years? If you answered yes to both of those questions, let me introduce you to the benefits of purchasing a fixed annuity.

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When you have help at home, look to EPLI protection


When it’s time to hire a personal assistant, nanny, housekeeper, gardener or other private staff, you picture finding a perfect match for your family and hope to consider that person a friend. No matter how wonderful you feel about the relationship, you have become a domestic employer. There is always the possibility that one of your staff may accuse you or a family member of a wrongful act such as discrimination, sexual harassment or wrongful termination.

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No business is too small for cyber criminals


Data breaches make the news when big retail chains get hit with a cyber attack. You may even be notified of the breach by the retailer if they have reason to believe your data was compromised. Or, you may read about data breaches when you receive a new credit card or are offered identity theft protection. What you might not hear about are the cases where a business owner goes bankrupt after a data breach.

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