Life insurance: Finding the perfect fit


Each life insurance applicant has unique circumstances that require different solutions. The life and disability insurance needs for a 25‑year-old single professional differs from those of a 35-year-old professional with a young family. Before purchasing life insurance, you will want to consider cost, coverage, duration and health exams to find the perfect fit.

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Keys to controlling business auto insurance costs


Insurance underwriters take into account a company’s past automobile loss experience when pricing automobile insurance. By reducing your company’s exposure to auto losses, you may be able to reduce your insurance costs. Three ways to control business auto costs are to review driver history; promote safety awareness and training; and maintain vehicles in good working order.

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Leveraging a legal education in insurance

Where I fit in_Garner

As a young girl, I think I always knew I would go to law school. After all, my dad earned his Juris Doctor degree when I was just a tot. My sweet 16 birthday cake included a buttercream icing inscribed with a happy birthday wish to the future lawyer, ballerina…and a few other vocations. It was a big cake!

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My son, the … actuary?
In my dad’s case, it’s true

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Growing up, I always had the notion that I would be a doctor. It ran in the family: my dad was a dentist, my dad’s father was an M.D. and my mom’s father was a veterinarian. I took Latin in middle school and high school, since that language seemed to be the origin of all medical terms. At some point in high school I realized I didn’t like the sight of blood, and that could be a sticking point in the medical field. I liked math and decided to look at engineering and math majors.

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Applying for life insurance? Here’s what to expect


You’ve completed and signed an application for life insurance; what happens next? Depending on the amount of life insurance you apply for, you may be asked to provide medical information as part of the underwriting process or to submit to a medical exam. Underwriting for life insurance is often perceived as a daunting experience, but it doesn’t have to be.

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