Winterize your driving: It’s more than mechanics

car-in-snow

Most of us understand the importance of preparing our vehicles for winter ̶ making sure tires are in good shape, wipers are good, brakes properly serviced and snow scraper in the car. We diligently address the mechanics in anticipation of expected winter extremes. But it’s just as important to prepare ourselves for winter driving.


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Back-to-school tips for students, parents, drivers

kids-getting-on-school-bus

With families transitioning to new fall routines and back-to-school activities, it’s a good time to review tips for getting to and from school safely and to consult with your independent agent about insurance property and liability coverages. Read our prior blog posts with information for kids, their families and the community.


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Keys to controlling business auto insurance costs

starting-a-car

Insurance underwriters take into account a company’s past automobile loss experience when pricing automobile insurance. By reducing your company’s exposure to auto losses, you may be able to reduce your insurance costs. Three ways to control business auto costs are to review driver history; promote safety awareness and training; and maintain vehicles in good working order.


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When you have help at home, look to EPLI protection

woman-giving-baby-to-nanny

When it’s time to hire a personal assistant, nanny, housekeeper, gardener or other private staff, you picture finding a perfect match for your family and hope to consider that person a friend. No matter how wonderful you feel about the relationship, you have become a domestic employer. There is always the possibility that one of your staff may accuse you or a family member of a wrongful act such as discrimination, sexual harassment or wrongful termination.


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