Even in our electronic, computer-driven world, few businesses can operate without acquiring a number of valuable papers and physical records. Losing them to a fire or natural disaster could seriously affect business operations. Before you have a loss, take steps to protect valuable papers, or consider ways to store copies. Read More
Protecting yourself and your family is your first priority when your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other catastrophic event. Promptly treat any injuries. Remain calm and carefully survey the damage.
Be cautious during post-catastrophe activities to avoid injuries during rescue attempts and cleanup. Watch for downed power lines, gas leaks and electrical hazards that could result in fire, explosion or electrocution. Listen to local officials and emergency management personnel, who can assist you with locating emergency medical treatment, temporary accommodations, clothing, food, water and other needs. Read More
Lightning doesn’t strike the same place twice, but disaster can if you fall victim to unscrupulous contractors. The National Insurance Crime Bureau reports that insurance fraud accounts for about 10 percent of all property casualty claims. While the majority of contractors are trustworthy, some take advantage of vulnerable policyholders, and the added expense can result in higher insurance costs for all consumers.
Protect yourself from scams by considering these tips on what to do when someone offers services:
Recent news reports show the devastation that can happen when a tornado hits a community. “Tornado alley” in the southern Plains states has a statistically higher tornado occurrence, but National Climatic Data Center records show tornadoes can happen in any state. While there is nothing you can do to prevent a tornado, there is much you can do to prepare your family for recovery from a tornado.