Make your gift count: Check out charities

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Giving to a charity should not be difficult. Unfortunately, it can be. It is estimated that charity fraud exceeds $20 billion each year…yes, BILLION! What can you do to ensure your charitable gift is going to a legitimate charity and being used most effectively? Here are some tips.


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Choose your card wisely to protect your money

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Many people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to card users. Important differences between credit cards and debit cards may affect your decision about which to use for your purchases. Keeping these differences in mind when making purchases might help you protect your money if your accounts are hacked.


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