Personal articles: Protect your valuable property


Gold and diamonds and furs, oh my! While your homeowners policy may cover valuables when lost, stolen or damaged, many policies limit the valuation of items such as jewelry, silverware, works of art, furs or collectibles. That policy may pay only the limit and not cover the full value of each item. If you have items of value, ask your local independent insurance agent about personal articles coverage.

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Get ready to fire up the grill! (And do it safely)


Memorial Day marks the unofficial start of backyard grilling season. The Insurance Information Institute estimated that Americans enjoy more than three billion barbecues each year.

Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities.

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