Stay alert for vehicles damaged by Hurricane Sandy

flooded-car

Know a used car’s history before you buy.

The counts vary, but it has been estimated 225,000 to 300,000 vehicles sustained flood damage as a result of Hurricane Sandy. What happened to those vehicles? In some case, unscrupulous opportunists bought them for pennies on the dollar. The vehicles were dried out, shined up and offered for resale for hundreds — sometimes thousands — less than the fair market value. Good deal? Maybe, if you don’t mind the vehicle’s mechanical, electrical or safety systems potentially (more like probably) failing at any time. Read More

Home, sweet (second) home – protect it from water damage

vacation-home

Protect your vacation home from common causes of damage.

Whether it’s a cabin in the woods, a house or condo on the beach or a chalet in the mountains, your vacation home can be a wonderful place to relax and unwind. However, secondary residences require additional precautions compared with your primary home.

An often-overlooked hazard involves water damage to secondary residences that stand unoccupied for extended periods. Read More

7 coverages to look for in your auto policy

car-on-curvy-road

The right auto coverages can help you deal with the curves in the road.

When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road.

Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.
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How to rent a car without borrowing trouble

woman renting car

Before you take off for vacation in a rental car, think about the insurance you need.

If your summer vacation includes use of a rental car, a little knowledge about auto insurance could preserve your peace of mind and save you money.

Consult with your agent and check your policy for coverage, limits and deductible amounts. You may be able to save money by declining the insurance offered by the rental company if your own policy provides the coverage you need.
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