Waste hauling business requires
good insurance program

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Imagine an extra-heavy truck driving down the street. Like every other day, pedestrians are in the crosswalks, students await the school bus and parked cars line the curb. It’s not the pretty day the weather forecaster promised; instead, a heavy downpour clouds everyone’s vision. People run where they need to go; heads down, dodging puddles and paying little attention to their surroundings. This doesn’t really seem to be the place for that extra-heavy truck.


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Remodeling? Keep rebuilding cost in mind

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While stuck indoors this winter, did you look around and plan any home projects? Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The Coverage A limit on your homeowner policy is the amount of insurance you have to reconstruct your home in the event of a total loss. All costs associated with replacing or rebuilding your home are considered when developing this Coverage A limit. When you make changes that increase the value of your home, you[…..]


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Early detection key to managing data theft risk

Every business, large or small, should consider the growing exposure to loss or theft of personally identifying information of customers or employees and be prepared to respond to an unfortunate event. Data security is one of the top risks that any organization faces. Based on a Trend Micro-sponsored Ponemon Institute study, more than 78 percent of organizations have suffered at least one data breach over the past two years. We discussed some basic steps that any organization can take to protect sensitive data and to control technology practices in our[…..]


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Invest your time with an independent agent

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When you’re purchasing insurance for your home or business, the most important investment you make is not the premium you pay, but the time you spend with your agent. Once every three years, at least, sit down with your independent agent and get some good advice.


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