Business equipment – What will you do when it fails?

Tornadoes and fires may or may not happen to you, but like the human body, from the day it first goes into operation your business equipment begins the journey to its eventual failure. Standard commercial property policies typically don’t protect against unexpected equipment breakdown, and warranties, service contracts and preventive maintenance agreements only cover so much. Adding equipment breakdown coverage can be a valuable part of your business insurance portfolio.


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Special events may need special insurance attention

Every weekend the calendar seems to offer a menu of festivals, 5K races and concerts. No matter what the weather, there is something special to do. Some folks plan their leisure time around any number of school, church or community events.

If your business or organization is planning a special event, you may be experiencing some of the common worries.


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Insurance helps hospice care providers focus on the patient

Hospice organizations focus on the care – not a cure – for the patient, as well as support to the patient’s loved ones. If your organization operates a hospice, you are in a unique position to affect quality of life in your communities. By making sure your organization has appropriate insurance protection, you can keep your focus on the important services you provide to patients and their families. Take time to review the declarations page of your insurance policy.


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Life insurance: Finding the perfect fit

Each life insurance applicant has unique circumstances that require different solutions. The life and disability insurance needs for a 25‑year-old single professional differs from those of a 35-year-old professional with a young family. Before purchasing life insurance, you will want to consider cost, coverage, duration and health exams to find the perfect fit.


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