Call before you dig – 811 nationwide

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The snow has melted, the temperatures are moderating, and it’s time to get started on that springtime project list: planting a tree, installing a fence or building a new deck. Perhaps you’ve even made arrangements to rent that post-hole digger, and you’re all ready to go, right?

Well, not so quick. Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities.


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Making a positive impact: Loss control

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As a loss control consultant, I work with our policyholders to help them recognize their risks, understand how those risks could negatively impact their business and employees, and learn what they can do to make improvements. The path I took to my career may not have been direct, but it was a perfect fit for me to meet my goal.


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How medical expenses affect insurance premiums

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Consumers often wonder what factors affect insurance premiums. One big factor is the rising cost of medical treatment. General liability, homeowner, workers’ compensation and auto insurance claims all are affected by post-accident medical expenses. From initial emergency response and trauma care to surgery, physical therapy and beyond, medical services are essential to helping people recover from an accident. But these life-saving measures are also major expenditures that impact insurance rates.


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Four tips to control insurance costs

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Whether you’re a business owner or an individual, you’re probably interested in controlling your expenses, and insurance costs are no exception. You may ask yourself why your policy’s cost increased. Remember that insurance premiums are tied closely to costs for labor, materials and medical care. As these prices go up, it takes more insurance dollars to pay claims.


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