No business is too small for cyber criminals

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Data breaches make the news when big retail chains get hit with a cyber attack. You may even be notified of the breach by the retailer if they have reason to believe your data was compromised. Or, you may read about data breaches when you receive a new credit card or are offered identity theft protection. What you might not hear about are the cases where a business owner goes bankrupt after a data breach.


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Update: Ride sharing may create insurance gaps

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Note: This is an update to a blog published in 2014. Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in ride-share services as a driver or if you use these increasingly popular services, make sure you have appropriate insurance coverage.


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College students, identity thieves want you

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Ask most young adults about their valuables and they’ll probably note their car or their phone or their computer. They likely won’t mention their identity. “Why would anyone want my identity? I have no money and no credit.” Those are exactly the reasons identity thieves want them, especially if they’re college students and especially if their parents are paying for their living expenses.


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Choose your card wisely to protect your money

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Many people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to card users. Important differences between credit cards and debit cards may affect your decision about which to use for your purchases. Keeping these differences in mind when making purchases might help you protect your money if your accounts are hacked.


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