Inspect your deck, and put your mind at ease


There are roughly 40 million wood decks in use across the U.S., most of them between 10 and 15 years old, according to the North American Deck and Railing Association (NADRA). While decks do not collapse every day, when they do, people can be injured or killed. You can help protect visitors to your home or business by keeping deck safety in mind.

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Protecting your craft beverage equipment


While means and methods will vary, one item that all craft beverage manufacturers share is dependence on their equipment. That’s why it’s important to make sure you include equipment breakdown coverage as part of your insurance portfolio if you’re a craft brewer, distiller or winery owner.

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Monitor buildings as cold weather moves in

Make sure fire protection equipment is visible in the snow.

Now that winter weather has arrived in northern states and cold temperatures are creeping south, it is time to review and address the emergency plans your business put in place earlier in the fall. Initiate your snow removal contract, if needed. Work with your staff to check building conditions at all locations and monitor temperature.

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Prepare your building to weather the cold


Temperature extremes from summer to winter place a heavy burden on the buildings we live in and the places we work. With little warning, gusting winds, heavy snow and bitter temperatures can create a weather event that could collapse your roof, freeze and rupture your piping and cause havoc in your life.

But prudent loss control strategies you implement before winter can protect your home or business and minimize the impact of weather-related property damage, business interruption and other losses.

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