Understanding and controlling business auto costs

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It’s easy to understand why prices rise for manufactured or commodity-based products. When prices for raw materials increase, the cost of the product goes up. It’s not as easy to understand the cause of higher prices in a service-based industry such as insurance. Many factors can affect the cost of insuring a business vehicle.


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Child car seats: Precious cargo packaging

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The proper use of child car seats can reduce the risk of fatal injuries to infants by 71 percent and to toddlers by 54 percent! As car crashes are a leading cause of death among children ages 1-13, the use of car seats is critical when children are in your car. Unfortunately, a recent National Highway Traffic Safety Administration study found that three out of four children are not adequately protected because they are either in the wrong seat for their age and weight or their seat is improperly installed.


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Preparing your car for college

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Having a car at college can give a student the freedom to come and go from work or to explore surrounding areas without depending on others. But having a car can also mean greater responsibility that parents and college students should discuss before heading out.


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Tips to help your insurance agent help you

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You count on your independent insurance agent to guide you through the purchase of personal insurance coverage tailored to meet your needs. But after the initial purchase, how often do you re-examine your policies? Your independent agent can also help you evaluate coverage periodically as your needs change. Review at renewal Renewals are a great opportunity to verify that you are properly insured. When you receive your renewal information from your agent or carrier – usually several weeks prior to the policy renewal date – check your coverages to make[…..]


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