The right auto coverages can help you deal with the curves in the road.
When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road.
Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.
New car? Protect your investment.
It’s hard to describe that little rush you feel when you drive away from the dealership in a shiny new car. Whether it comes from knowing that you’ve finally purchased the car of your dreams, feeling proud that you’ve found a safe vehicle to transport your growing family, or realizing that you now have payments to make for the next three to five years, you’re definitely feeling a surge of energy as you head down the highway for the first time in a new vehicle.
One thing you shouldn’t have to feel is concern about car insurance, but especially when you’ve purchased a new car – which can depreciate as much as 15-20 percent in the first few years – you’ll rest better knowing you’ve got the right coverage.
Consider your college student’s personal and auto insurance needs.
As the summer winds down, millions of college students will be heading back to dorms or apartments all across the country. If your child is among them, you probably have made sure that your student has the necessary bedding, shelving, futons and electronics for a successful year.
But have you considered whether these items will be covered if lost or stolen?
Before you take off for vacation in a rental car, think about the insurance you need.
If your summer vacation includes use of a rental car, a little knowledge about auto insurance could preserve your peace of mind and save you money.
Consult with your agent and check your policy for coverage, limits and deductible amounts. You may be able to save money by declining the insurance offered by the rental company if your own policy provides the coverage you need.