Coping with loss in a catastrophe

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Safety should be the No. 1 priority
after a natural disaster.

Protecting yourself and your family is your first priority when your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other catastrophic event. Promptly treat any injuries. Remain calm and carefully survey the damage.

Be cautious during post-catastrophe activities to avoid injuries during rescue attempts and cleanup. Watch for downed power lines, gas leaks and electrical hazards that could result in fire, explosion or electrocution. Listen to local officials and emergency management personnel, who can assist you with locating emergency medical treatment, temporary accommodations, clothing, food, water and other needs. Read More

Early detection key to managing data theft risk

Monitoring is an important part of preventing data theft.

Monitoring is an important part
of preventing data theft.

Every business, large or small, should consider the growing exposure to loss or theft of personally identifying information of customers or employees and be prepared to respond to an unfortunate event. Data security is one of the top risks that any organization faces.

Based on a Trend Micro-sponsored Ponemon Institute study, more than 78 percent of organizations have suffered at least one data breach over the past two years.

We discussed some basic steps that any organization can take to protect sensitive data and to control technology practices in our blog last year: Protect your business from data theft.

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Invest your time with an independent agent

Avoid insurance gaps by discussing your needs with your agent.

Avoid insurance gaps by discussing your needs with your agent.

When you’re purchasing insurance for your home or business, the most important investment you make is not the premium you pay, but the time you spend with your agent.

Once every three years, at least, sit down with your independent agent and get some good advice.
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When water is not your friend

Automatic shut-off systems can help prevent costly damage or frustrating cleanup.

Automatic shut-off systems
can prevent costly damage.

Refrigerators, water heaters, dishwashers, washing machines and toilets can be sources of leaks that can cause significant damage if not detected early.

A burst pipe with as little as a one-eighth-inch crack can release 250 gallons of water a day, according to the Insurance Institute for Business and Home Safety.

The most effective way to prevent costly water damage in your home is to install a leak detection and water shut-off system. There are several levels of protection that can meet the needs and budgets of all homeowners: Read More