Lightning – or power surge? I’m not worried; I’m covered

denver-stormy-evening-2

Lightning and power surge can cause damage.

In the old days – I am 54 and have been in the insurance business since 1987 – a lightning claim investigation was a pretty simple process. I would simply review whatever resources were available and determine if a thunderstorm had passed through the area on the day the loss occurred. If a storm could be verified, the loss claim was validated. Read More

Lights out: Preparing for extended power outages

Consider extended power outages when<br />creating a disaster preparedness plan.

Consider extended power outages when
creating a disaster preparedness plan.

Most of us can, reluctantly, endure the occasional brief power outage from a summer thunderstorm.

But an extended power outage can be a challenge to our dependence on modern appliances and electronic devices, and disaster plans should take power loss into account.
Read More

When planning a spring event, prepare for the unexpected

woman-holding-flowers

Consider insurance needs
for your spring events.

Organizing any event  ̶  whether a festival for thousands or a garden walk for a hundred  ̶  takes many hours of planning and preparation. However, unexpected situations can arise with even the most meticulously planned events.

To help ease the worries of injury, property damage or other unforeseen exposures, speak to your local independent insurance agent about whether you have adequate insurance coverage for your event, large or small. For some situations, you will want to seek advice about your homeowner or personal umbrella coverage. For larger events sponsored by a club or organization, a commercial insurance policy may be the best choice. Read More

Time for some life insurance spring cleaning

spring-cleaning

Take the time to do some spring cleaning
where your life insurance policies are concerned.

With the arrival of spring comes the urge to clear out clutter, clean the windows and dust off the cobwebs of every corner of your home. This would also be a great opportunity to dust off your life insurance policies to make sure you have adequate coverage at the most competitive rates. Read More