Our Bloggers

Dawn-AlcornDawn Alcorn
A Cincinnati associate since 1978, Dawn Alcorn manages Administrative Services. A company vice president, she is corporate records manager and a member of the company’s compliance committee. In addition, Dawn is longtime member of ARMA, an authority on managing records and information.

Maintain privacy through records disposal


Debi-BakerDebi Baker
A Cincinnati associate since 1979, Debi Baker manages the Storage department. She assists the corporate records manager and is a member of the corporate privacy team. In addition, Debi is member of ARMA, an authority on managing records and information.

Maintain privacy through records disposal


Anne-BalfourAnne Balfour
Part of Cincinnati Insurance’s Claims Technology group since 2003, Anne Balfour has played a significant part in the support and enhancement of our Claims Management System. Anne’s current focus is on claim data analysis and reporting. She has earned the Chartered Property Casualty Underwriter (CPCU) and Associate in Claims (AIC) designations from the Insurance Institutes of America.

Your home inventory: Why you need one
Your home inventory: How to get started


Beth-BarrettBeth Barrett
A personal lines underwriting superintendent, Beth Barrett has been with Cincinnati Insurance since 2006. She serves agencies in eastern Tennessee and teaches the agency review class for the Personal Lines department. She holds the Associate in Personal Insurance (API) designation from the Insurance Institutes of America.

When planning a spring event, prepare for the unexpected


Kristen-BomkampKristen Bomkamp
A Cincinnati associate since 1996, Kristen Bomkamp manages the company’s insurance program for educational institutions. As a longtime underwriter of large commercial accounts, Kristen developed extensive knowledge about educational institutions and the unique exposures they face; she continues to develop new and innovative features for all educational institution accounts. An officer of the company (assistant secretary), she is assigned to the Target Markets department.

College students may need fire prevention refresher


Stephanie-BorgStephanie Borg
A Personal Lines department chief underwriting specialist, Stephanie Borg has been with Cincinnati Insurance since 2003. She is assigned to an Ohio territory, teaches trainee underwriters about the company’s insurance for high-valued homes and helps coordinate exterior home inspections. She also teaches auto coverage in the company’s personal lines agent schools.

How to keep that ‘new car feeling’ alive
Of cars, choices, consumption and crashes


Frank-BovaFrank Bova
Frank Bova is a liability specialist providing technical support and advice to the Loss Control and underwriting departments at Cincinnati Insurance. He has more than 30 years of professional experience in insurance and risk management, and prior to joining the insurance industry, he worked in quality management for several global manufacturing organizations.

Visual warnings: New signs for the times


Ronda-BradleyRonda Bradley
Senior Life Market Research Coordinator Ronda Bradley has been with The Cincinnati Life Insurance Company since 1989. She is responsible for coordinating marketing materials, web content and other communications for Cincinnati Life and works directly with agencies to maintain online account accuracy. Ronda holds a bachelor’s degree in business administration and has earned the Fellow Life Management Institute (FLMI), Associate Customer Service (ACS), Associate Insurance Agency Administration (AIAA) and Associate in Regulatory Compliance (AIRC) designations.

Time for some life insurance spring cleaning


Duane-CantrellDuane Cantrell
A U.S. Navy veteran, Duane Cantrell has been a National Board Commissioned boiler inspector since 1989. He began his insurance career with Cincinnati Insurance in 1994 as a machinery and equipment field representative in Vermont and New Hampshire. He currently works as a Machinery & Equipment department field supervisor at Cincinnati’s headquarters in Fairfield, Ohio. He has earned the Chartered Property Casualty Underwriter (CPCU) and Associate in Claims (AIC) designations from the Insurance Institutes of America.

Post-flood boiler recovery can present hazards


Chris-CollinsChris Collins
A senior commercial lines underwriter, Chris Collins has been with Cincinnati Insurance since 2007. A former personal lines underwriter, he holds the Associate in Personal Insurance (API) designation from the Insurance Institutes of America and is pursuing the Chartered Property Casualty Underwriter (CPCU) designation.

How to rent a car without borrowing trouble


robert-crouchRobert Crouch
Robert Crouch is a senior machinery and equipment specialist, serving agencies and policyholders in central Ohio. With Cincinnati Insurance since 1997, he holds the Chartered Property Casualty Underwriter (CPCU), Associate in Claims (AIC) and Associate in Risk Management (ARM) designations from the Insurance Institutes of America.

Business equipment – What will you do when it fails?


Tyson-DaileyTyson Dailey
Assistant director for advanced sales in Life Marketing Administration, Tyson Dailey has been with The Cincinnati Life Insurance Company since 2001. He has become a knowledgeable resource on financial estate planning through life insurance and holds the Fellow Life Management Institute (FLMI), Chartered Life Underwriter (CLU), Chartered Property Casualty Underwriter (CPCU) and Chartered Financial Consultant (ChFC) designations.

Insuring what’s most important to you
Getting the most from your life insurance
Life insurance: A gift fit for a grandchild
How much life insurance do I need?


Stephen-DaleStephen Dale
Technical specialist manager and property specialist at Cincinnati Insurance, Stephen is responsible for technical property loss control issues and for supervising property and liability specialists in the Loss Control department. Stephen holds a bachelor’s degree in fire protection and safety, is a Certified Fire Protection Specialist (CFPS) and currently serves on four National Fire Protection Association (NFPA) standards committees, including two that help write the Life Safety Code.

Kitchen a hot spot for home fires, injuries
Correctly placed, working smoke alarms save lives
Escape plans critical to surviving a fire
A well-maintained building is ready for winter
Carbon monoxide: Combustion’s deadly companion
Is your business protected from hail?


Joel-DavenportJoel Davenport
A vice president in the Commercial Lines department, Joel Davenport has been with Cincinnati Insurance since 1979. He manages a group of underwriting team leaders assigned to an Ohio territory. A Chartered Property Casualty Underwriter (CPCU), he also holds the Accredited Advisor in Insurance (AAI) designation.

Why your business needs extra expense coverage


Mike-DockeryMike Dockery
Chief Information Security Officer for Cincinnati Insurance, Mike Dockery joined the company in 2000. He is an assistant vice president of Cincinnati Insurance and a past president of the Cincinnati Information System Security Association. He is also active with the annual American Medical Center Security and Privacy Conference in Chapel Hill, N.C. He holds the Certified Information System Security Professional (CISSP) and Certified Information System Auditor (CISA) designations.

Tips for creating – and remembering – a strong password


Troy-DohmeyerTroy Dohmeyer
Construction Technical Specialist for the Loss Control department at Cincinnati Insurance, Troy Dohmeyer is responsible for all construction loss control issues, including developing company guidelines, overseeing quality and providing input on risk selection, conducting training and serving on corporate oversight committees. Troy provides direct support to loss control consultants, underwriters and agents and participates in the Contractor Liability Workshop for Agents. Troy holds a bachelor’s degree in Civil Engineering and Biochemistry and is currently pursuing his Associate in Risk Management (ARM) designation.

Contractor selection key to successful construction project
First aid for frozen pipes – Steps to prevent more problems


Kirsten-FahertyKirsten Faherty
Joining Cincinnati in 1999 as a commercial lines underwriter, Kirsten Faherty has worked in the Corporate Communications department as an editor and manager since 2001. With a background in retail management and troubleshooting, Kirsten continues to embrace the customer perspective in her current position, whether the audience for her writing is agents or company associates. She has a degree in communication arts and has been an active member of the Professional Insurance Communicators of America’s board since 2004.

‘Tis the season for giving…and insuring
Ride-sharing: Question coverage before jumping in


John-FisherJohn Fisher
Based in Sylvania, Ohio, John Fisher is a Cincinnati Insurance loss control specialist with more than 20 years of experience in the professional liability area. He serves on the executive committee of the board of the Safety Council of Northwest Ohio, a non-profit provider of safety, health and environmental services for the workplace and community.

Choose your card wisely to protect your money


Misty-FraleyMisty Fraley
A Personal Lines department underwriting superintendent, Misty Fraley has been with Cincinnati since 2006. Assigned to a Columbus, Ohio, territory, she holds a bachelor’s degree in organizational leadership and the following designations from The Insurance Institutes of America: Chartered Property Casualty Underwriter (CPCU), Associate in Management (AIM), Associate in Personal Insurance (API), Associate in Commercial Underwriting (AU), Associate in Insurance Services (AIS) and Associate in General Insurance (AINS).

Make sure loaned school items are covered


Kevin-GetzKevin Getz
Manager of Cincinnati’s Craft Beverage Program, Kevin Getz has more than 21 years of insurance experience in both sales and underwriting. He brings expertise in many areas of manufacturing, including the beverage industry. He holds the Chartered Property Casualty Underwriter (CPCU), Associate in Management (AIM) and Certified Insurance Counselor (CIC) designations from the Insurance Institutes of America.

Booming beverage industry has special insurance needs


George-GrossenbaughGeorge Grossenbaugh
George Grossenbaugh manages Cincinnati’s Special Investigations Unit and has been with the company since 1983. A former law enforcement officer, he holds a master’s degree in economic crime management and is a Certified Fraud Investigator, Registered Investigator and Certified Criminal Investigator through the American College of Forensic Examiners. He is a member of the Ohio Crime Prevention Association.

Prevention tips let you enjoy the outdoors
How to protect yourself from fraud
Be vigilant: Lock thieves out of your car
Holiday shopping: 12 precautions to protect your property
Heavy equipment theft can cost time as well as money


Kurt-HamlerKurt Hamler
A personal lines underwriter, Kurt Hamler has been with Cincinnati since 2012. Assigned an Ohio territory, Kurt holds an Ohio Resident Agents License and the Associate in General Insurance (AINS) designation from the Insurance Institutes of America. He is pursuing the Chartered Property Casualty Underwriter designation.

A gift of prevention keeps holidays memorable
Let it flow, let it flow, let it flow…


Chrissy-HarmonChrissy Harmon
An underwriting superintendent in the Commercial Lines department, Chrissy Harmon is a specialist in religious institutions and property and is assigned to Utah. She has been with Cincinnati since 2006 and is pursing the Chartered Property Casualty Underwriter (CPCU) designation.

Like to call the shots? Consider underwriting


Michael-HarroldMichael Harrold
Transportation specialist in Cincinnati’s Loss Control department, Michael Harrold is based in Mentor, Ohio. With 33 years in the insurance industry, Michael is integral to the development and implementation of loss control and underwriting training systems focused on auto and truck liability operating platforms. He also assists clients with technical support and guidance, including management seminar/training program development.

Driver alert! Children often misjudge traffic
Winterize your driving
Texting and driving a growing concern


dan-hilvertDan Hilvert
A senior underwriting manager in the Commercial Lines department, Dan Hilvert joined Cincinnati Insurance in 1992. He holds the Associate in Management (AIM) designation from the Insurance Institutes of America.

Your business: Managing the risk of employee claims


laura-hobbsLaura Hobbs
Blog editor Laura Hobbs is digital marketing manager in the Marketing department. A former newspaper journalist, she joined Cincinnati’s corporate communications team in 2001. She holds a bachelor’s degree in journalism and earned the Associate in General Insurance (AINS) and Associate in Information Technology (AIT) designations from the Insurance Institutes of America.

Prepare your family for disaster recovery
Bikes and cars: Both have a right to the road
Technology takes to the road


eric-hoffmanEric Hoffman
A field claims manager in Andover, Minnesota, Eric Hoffman joined Cincinnati Insurance in 2002. In addition to being a Chartered Property Casualty Underwriter (CPCU), he holds the Associate in Claims (AIC) and Associate in Management (AIM) designations from the Insurance Institutes of America and the Society of Claim Law Associate (SCLA) designation from the American Educational Institute, Inc.

Hurricane preparedness: It’s a process, not a destination


steve-horsleySteve Horsley
A claims audit specialist for Headquarters Claims Operations, Steve Horsley joined The Cincinnati Insurance Company in 1994. He holds a bachelor’s degree in business management as well as the Associate in Management (AIM) and Associate in Claims (AIC) designations from the Insurance Institutes of America. Steve is also a member of the Physical Damage Committee for the Property Casualty Insurers Association of America and teaches Claims Auto Basics and Auto Repair Estimating to the company’s field claims representatives.

When deer are in your headlights


Amy-HunterAmy Hunter
A senior underwriter with Cincinnati Life since February 2011, Amy Hunter has 14 years of experience in the life insurance industry. She underwrites for regions in Michigan, Georgia and Alabama. She holds the Associate in Customer Service (ACS) and Associate, Academy of Life Underwriting (AALU) designations and is pursuing the Fellow, Academy of Life Underwriting (FALU) designation.

Applying for life insurance? Here’s what to expect


Tom-KellyTom Kelly
A vice president in the Management Liability & Surety department, Tom Kelly has been with Cincinnati since 1978. Tom has experience in both surety and management liability products, including directors and officers (D&O) coverage. Tom is currently marketing manager for the department after spending 20 years as manager of D&O and crime-related products.

Insurance products to protect your nonprofit organization


Eric-KuennemeierEric Kuennemeier
A Cincinnati associate since 1987, Eric Kuennemeier is the deployment director in the Personal Lines Support department. For the last 10 years he has worked with agencies, providing information on Cincinnati’s personal lines underwriting philosophy and products. He holds the Associate in Personal Insurance (API) designation from the Insurance Institutes of America.

Tips to help your insurance agent help you


Mark-KuntzMark Kuntz
Mark Kuntz manages Cincinnati Insurance’s commercial package products for small businesses and its specialty package program for printers. He has been with Cincinnati since 1988, including almost 10 years as a commercial lines underwriter.

Are you a ‘homepreneur’? Protect your successful business


Helen-KyriosHelen Kyrios
A vice president and corporate counsel in the Corporate Legal department, Helen Kyrios has been with Cincinnati Insurance since 1995 and privacy officer since 2007. Helen is responsible for Cincinnati’s privacy compliance, including developing company policies and procedures, conducting privacy-related training programs and serving on corporate oversight committees. She also manages the Contract Administration department.

Data Privacy Day: Protecting your personal information


Joel-LaFrangeJoel LaFrange
A senior loss control consultant for Cincinnati Insurance, Joel LaFrange has been with the company since 1997. He holds the Associate in Risk Management designation from the Insurance Institutes of America.

Everybody in the pool! Safely
Close your pool safely for the season


Laura-LewisLaura Lewis
A chief underwriting specialist in the Personal Lines department, Laura Lewis has been with Cincinnati since 2003. She is assigned to underwrite business in New Hampshire, Vermont and Ohio and assists in recalculations of coverage for Cincinnati’s program for high-valued homes. She holds the Chartered Property Casualty Underwriter (CPCU), Associate in Management (AIM), Associate in Reinsurance (ARe), Associate in Personal Insurance (API), Associate in Insurance Services (AIS) and Associate in General Insurance (AINS) designations.

Fall maintenance protects your home for winter
The homeowner’s to-do list: Here’s where to start


Katherine-LoftusKatherine Loftus
A senior underwriter in the Personal Lines department, Katherine Loftus has been with Cincinnati Insurance since 2008 and is assigned to an Ohio territory. She also assists in the department’s Document Retention Audit process.

Insurance 101 for the college student


Ken-MackKen Mack
Assistant vice president in Personal Lines Support, Ken Mack has been with Cincinnati since 1985. He currently oversees training of underwriters and agents in personal lines, as well as the department’s privacy, service and audit functions. A Chartered Property Casualty Underwriter (CPCU), he also has achieved the Associate in Management (AIM) and Associate in Personal Insurance (API) designations.

Home, sweet (second) home – protect it from water damage


Sharon-MeierSharon Meier
A member of the business recovery team, Sharon Meier has been with Cincinnati Insurance since 2009. She works in Cincinnati’s Information Security Office and is part of a team responsible for refining the company’s disaster recovery and business continuity programs. She has 30 years of experience in information technology with insurance companies, including eight years of disaster recovery efforts. She is a member of the Contingency Planners of Ohio.

Lights out: Preparing for extended power outages


Julie-NolanJulie Nolan
A Cincinnati Insurance associate since 1991, Julie Nolan’s current focus is on the company’s products for high-valued homes. She is the contact point for products – such as residential business and professional liability – that cover small commercial exposures taking place in homes. She has earned the Associate in Management (AIM) designation from the Insurance Institutes of America.

Are you a ‘homepreneur’? Protect your successful business
Are you covering all the bases? Your homeowner checklist
7 factors to help nail down your home’s reconstruction cost
Insurance TLC for your historic home
Remodeling? Keep rebuilding cost in mind


Jim-OgleJim Ogle
Manager of Headquarters Claims, Jim Ogle is a Cincinnati Insurance vice president who has been with the company since 1982. A Chartered Property Casualty Underwriter (CPCU), he also holds the Associate in Claims (AIC) designation.

How medical expenses affect insurance premiums


Jay-O'HaraJay O’Hara
Manager of Cincinnati’s Headquarters Claims Recovery Division, Jay O’Hara has served Cincinnati policyholders and claimants since 1992. He has worked in both Field Claims and Headquarters Claims Operations and holds the Associate in Claims (AIC) designation from the Insurance Institutes of America.

Stay alert for vehicles damaged by Hurricane Sandy


Michelle-OlsonMichelle Olson
A premium audit technical specialist, Michelle Olson has been with Cincinnati’s audit department since 1999 and is serving agencies and policyholders in Minnesota and Eastern North Dakota. She holds the Chartered Property Casualty Underwriter (CPCU), Associate in Premium Auditing (APA) and Certified Insurance Counselors (CIC) designations.

The premium audit: Calculating a fair price


Lisa-PearceLisa Pearce
Cincinnati’s commercial liability product manager, Lisa Pearce has been with the company since 1987 and holds the Chartered Property Casualty Underwriter (CPCU) designation.

When planning a spring event, prepare for the unexpected


Wayne-PinneyWayne Pinney
One of Cincinnati Insurance’s Machinery & Equipment Specialties department field managers, Wayne Pinney has been with the company since 1991. A U.S. Navy veteran, he has been a National Board Commissioned inspector since 1989. Prior to becoming a manager, Wayne serviced field territories in Missouri, Kansas and Illinois. He has earned the Chartered Property Casualty Underwriter (CPCU) designation from the Insurance Institutes of America.

‘Small’ equipment loss can be a big thing
Lightning – or power surge? I’m not worried; I’m covered


Greg-PopelkaGreg Popelka
Greg Popelka is a commercial lines underwriter in Cincinnati’s Large Accounts Unit. A Cincinnati associate since 1996, he handles the state of Georgia and is a specialist who helps with the Health Care Facilities (nursing homes) Target Markets program. A Chartered Property Casualty Underwriter (CPCU), he also holds the Associate in Surplus Lines (ASLI) designation from the Insurance Institutes of America.

Special events may need special insurance attention
Building green? Protect your investment


Dan-RatliffDan Ratliff
An experienced boater, Dan Ratliff has been with Cincinnati Insurance since 1998. He is a chief underwriting specialist in the Personal Lines department, assigned to a Kentucky territory. He teaches the company’s watercraft course to underwriter trainees and is the watercraft liaison for his department.

Keep all hands safe on the water


Brian-RawlingsBrian Rawlings
Brian Rawlings, Target Market Manager for Cincinnati’s Fitness & Recreation and Medical Facilities programs, has been with Cincinnati Insurance since 2005. He holds a bachelor of science degree in sports organization and spent nearly 10 years in public recreation and YMCA management. He blends his education and background in the recreation industry with his experience as a commercial lines and excess and surplus division underwriter to help Cincinnati’s local agents and their fitness clients assess operations for best practices and insurance solutions to meet their needs. Brian holds the Associate in Underwriting (AU), Associate in Insurance Services (AIS), Associate in Insurance Management (AIM) and Associate in Surplus Lines Insurance (ASLI) designations.

Resolve to evaluate the health of your club


Amanda-RendellAmanda Rendell
An assistant commercial lines account manager who serves customers in Ohio, Virginia and North Carolina, Amanda Rendell joined The Cincinnati Insurance Company in 2013 after five years of service with BB&T Atlantic Risk Management in Columbia, Maryland. She holds a criminal justice degree.

Where I fit in: Looking for a ‘real job’ and finding a place to grow


Susanne-RobertsSusanne Roberts
As a member of the Target Markets department, Susanne Roberts manages the personal lines program for high net worth individuals. She joined Cincinnati Insurance in 1996 as an underwriting manager in the Personal Lines department. She holds the Chartered Property Casualty Underwriter, Associate in Personal Insurance and Associate in Management designations.

7 factors to help nail down your home’s reconstruction cost
In case of fire: Benefits of a monitored alarm system


Scott-RobinsonScott Robinson
A reinsurance and wind/hail specialist, Scott Robinson has been with Cincinnati’s Commercial Lines department since 1997. A senior underwriting manager assigned to a Texas territory, he holds the Chartered Property Casualty Underwriter (CPCU), Associate in Management (AIM) and Associate in Reinsurance (ARe) designations.

Is your business protected from hail?


Diane-RollerDiane Roller
A chief underwriting specialist, Diane Roller has been a personal lines underwriter since 2004. She serves territories that include Idaho, Utah and Chicago, evaluating Cincinnati’s high-valued home inspections and managing the recalculation program for high-valued homes. She also teaches new underwriters about the company’s high-valued home program.

Don’t be surprised by the cost to rebuild your home


Karen-RoopKaren Roop
An associate manager of property claims at Cincinnati’s Headquarters, Karen Roop supervises complex and large property claims in Kentucky, Tennessee, Georgia, North Carolina and South Carolina. She also teaches property claims classes to field associates. She began her insurance career in 1982, joining Cincinnati in 1999. She holds the Associate in Claims (AIC) designation from the Insurance Institutes of America.

Coping with loss in a catastrophe


Mark-RoseMark Rose
Mark Rose is Cincinnati Insurance’s commercial automobile product manager. Mark has been with the company since 1981 and has experience with both personal lines and commercial lines underwriting.

Hitting the road with vehicle telematics
Help your employees fight distracted driving


j-f-schererJ.F. Scherer
J. F. Scherer is chief insurance officer and executive vice president of The Cincinnati Insurance Company. J.F. has executive oversight responsibility for property casualty insurance operations. He holds a bachelor of science degree in finance. He is an advisory board member for the School of Business at Eastern Illinois University and a trustee for Ursuline Academy and Insuring the Children, both in Cincinnati.

Invest your time with an independent agent


Yelana-SepeckYelana Sepeck
A chief underwriting specialist in the Management Liability department, Yelana Sepeck has been with Cincinnati Insurance since 2006. A specialist in employment practices liability insurance, she is assigned to Arkansas, Florida, Kentucky, Ohio and Texas. She holds a master’s degree in business administration and the Registered Professional Liability Underwriter (RPLU) designation and is pursuing the Chartered Property Casualty Underwriter (CPCU) designation.

Plant the seed of success for your homeowner association


Sonny-SingletonSonny Singleton
Security director at Cincinnati Insurance’s Fairfield, Ohio, headquarters, Sonny Singleton is a retired Cincinnati Police officer. He was recruited as a police officer upon high school graduation and completed the Cincinnati Police Academy’s Police Cadet Program. He retired from the force as an investigative sergeant in 1996, when he joined Cincinnati Insurance.

Keep your kids safe this Halloween


Marty-SkidmoreMarty Skidmore
Property claims manager for Cincinnati Insurance, Marty Skidmore joined the company in 1978 as a claims representative in Indianapolis. Now a vice president of the company, he also has been a regional casualty claim manager. He also serves on the executive committee of Ohio’s FAIR Plan and chairs the Ohio FAIR Plan Blue Ribbon Arson Committee and the Ohio FAIR Plan Claims Committee.

Friendly fires: Tips to safely use a fire pit


Bill-TaylorBill Taylor
A chief underwriting specialist in the Personal Lines department, Bill Taylor has been with Cincinnati Insurance since 1996. He leads presentations about personal umbrella liability insurance for the company’s webinars and new agent schools.

Personal umbrella policy: Your liability safety net


Doronna-VickersDoronna K. Vickers
Doronna K. Vickers is a resource manager for The Cincinnati Insurance Company’s Information Technology department. A youth mentor and coach, she is passionate about helping young people reach their potential.

Electrifying the future: Tech careers


Mark-WelshMark Welsh
A company vice president and the manager of the Regulatory & Consumer Relations Department, Mark Welsh started with Cincinnati as an underwriter in 1978. He has held several different management positions during his tenure with the company. He holds a bachelor’s degree in English.

Tammie-WhitakerTamala Whitaker
Tamala Whitaker is a Senior Product Developer in the Target Markets department. She now focuses her 26 years of experience in the insurance industry on research and development of new insurance programs and products. Tammie holds the Associate in Management (AIM) designation from the Insurance Institutes of America.

Protect your business from data theft
When water is not your friend
Early detection key to managing data theft risk


Mike-WilliamsMike Williams
A security analyst in Cincinnati’s Information Security Office, Mike Williams organizes technology vendor risk assessments and assists underwriting teams with their analysis of accounts requesting the company’s cyber insurance products. In previous roles with Cincinnati, Mike served the company as a management liability underwriter as well as researching and developing new insurance products and programs. He helped develop the company’s first cyber liability insurance product. Mike holds a master’s degree in business administration and a bachelor’s degree in English and has served the company since 1985.

Tips to reduce risk when shopping online
Smartphone on your wish list? Smart tips to protect your data


Nick-WrightNick Wright
One of four underwriting managers in Cincinnati Insurance’s contract surety division, Nick Wright has worked in the surety department since 2004. He holds a bachelor’s degree in business administration, majoring in finance and economics. He focuses on managing underwriting in 10 states and developing training resources. Nick also holds the Associate in Fidelity and Surety Bonding (AFSB) designation.

Contractors: How stable is your surety relationship?


justin-yatesJustin Yates
A regional property specialist with Cincinnati Insurance, Justin Yates provides technical support for loss control representatives in 20 states. Primarily focused on sprinkler protection analysis, Justin also assists staff with assessing flammable and combustible liquids, woodworking operations and other common manufacturing risks. Prior to joining Cincinnati Insurance Justin worked as a fire alarm systems engineering manager, overseeing design and installation of integrated systems. He holds a level III Fire Alarm Accreditation from the National Institute for Certification in Engineering Technologies and is a designated Graduate Safety Practitioner. Justin holds a Bachelor’s Degree in Fire Protection and Safety.

Correctly placed, working smoke alarms save lives
Carbon monoxide: Combustion’s deadly companion
In case of fire: Benefits of a monitored alarm system