In case of fire: Benefits of a monitored alarm system

Consider a monitored fire alarm system.

Consider a monitored fire alarm system.

We know that functional smoke detectors can save lives and protect property, and every home should have them installed. But a monitored fire alarm system can offer additional property protection and benefits. Starting at about $100, the equipment can be surprisingly affordable and effective, and the monthly monitoring fee can be worth the expense in peace of mind and far offset the expense of a loss.
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First aid for frozen pipes – steps to prevent more problems

Take steps to prevent frozen and burst pipes.

Take steps to prevent frozen and burst pipes.

With winter not even a month old, there’s plenty of cold weather ahead of us – enough to freeze pipes, causing costly water damage at your home or business.

If you suspect you have a frozen pipe – you’ve turned on the faucet, but no water comes out – call a qualified plumber immediately. Shut off the main water valve, and leave the faucets open until repairs are made.
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Smartphone on your wish list? Smart tips to protect your data

Smartphones can be great tools,  but be aware of privacy concerns.

Smartphones can be great tools,
but be aware of privacy concerns.

If you are among the millions unwrapping a slick new smartphone this holiday season, you’ll want to take steps to protect it and your privacy.

The Federal Communications Commission reports that more than half of all Americans have smartphones, and 20 percent have been the victims of mobile cybercrime. The FCC warns that mobile security threats have increased more than 350 percent since 2010.
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’Tis the season for giving…and insuring

Remember to add valuable gifts to your insurance policy.

Remember to add valuable
gifts to your insurance policy.

The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over. Follow these tips for insuring new jewelry and valuables:

  • Consider taking advantage of a store’s or manufacturer’s warranties or guarantees, but don’t mistake them for insurance. For example, some major jewelry chains offer limited guarantees on gemstone and diamond replacement or repairs.

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