Choose your card wisely to protect your money

Consumer rights differ for debit and credit cards.

Consumer rights differ for debit and credit cards.

Many people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to card users.

Important differences between credit cards and debit cards may affect your decision about which to use for your purchases. Keeping these differences in mind when making purchases might help you protect your money if your accounts are hacked.
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Data Privacy Day: Protecting your personal information

dog_wifiData Privacy Day, observed annually on January 28, encourages all of us to make protecting privacy and data a greater priority.

Given the number of privacy-related events in 2013, it’s no surprise that Dictionary.com named ”privacy” as word of the year. Privacy and protection from identity theft go hand in hand. Identity theft is a major problem that is growing each year. Criminals can use your name, date of birth, Social Security number and other personal or account information to steal your identity.

You can minimize the chances of being an identity theft victim by: Read More

In case of fire: Benefits of a monitored alarm system

Consider a monitored fire alarm system.

Consider a monitored fire alarm system.

We know that functional smoke detectors can save lives and protect property, and every home should have them installed. But a monitored fire alarm system can offer additional property protection and benefits. Starting at about $100, the equipment can be surprisingly affordable and effective, and the monthly monitoring fee can be worth the expense in peace of mind and far offset the expense of a loss.
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Applying for life insurance? Here’s what to expect

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A life insurance application may require an exam.

You’ve completed and signed an application for life insurance; what happens next? Depending on the amount of life insurance you apply for, you may be asked to provide medical information as part of the underwriting process or to submit to a medical exam. Underwriting for life insurance is often perceived as a daunting experience, but it doesn’t have to be.
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