Prepare your building to weather the cold

icicles

Temperature extremes from summer to winter place a heavy burden on the buildings we live in and the places we work. With little warning, gusting winds, heavy snow and bitter temperatures can create a weather event that could collapse your roof, freeze and rupture your piping and cause havoc in your life.

But prudent loss control strategies you implement before winter can protect your home or business and minimize the impact of weather-related property damage, business interruption and other losses.


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Winter emergency plans for business or home

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Fall has just begun, but winter storms are inevitable in many parts of the country. As we close out National Preparedness Month, it’s a good time to put a winter emergency plan in place to help your business and family cope and communicate when the storms hit.


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Understanding and controlling business auto costs

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It’s easy to understand why prices rise for manufactured or commodity-based products. When prices for raw materials increase, the cost of the product goes up. It’s not as easy to understand the cause of higher prices in a service-based industry such as insurance. Many factors can affect the cost of insuring a business vehicle.


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Preparing your business for disaster

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National Preparedness Month in September is an opportunity to emphasize business continuity practices for your organization. But preparing for disaster is really a year-round activity: Up to 40 percent of businesses never fully recover from a disaster, according to the Federal Emergency Management Agency (FEMA). To maintain your business after a catastrophic event, it’s important to explore all the potential worst-case scenarios that may strike – and what actions you can take to minimize them.


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