Wayne Pinney

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A U.S. Navy veteran, Wayne Pinney is one of Cincinnati Insurance’s Machinery & Equipment Specialties department field managers. He has been a National Board Commissioned inspector since 1989 and with Cincinnati Insurance since 1991. Prior to becoming a manager, Wayne serviced field territories in Missouri, Kansas and Illinois. He has earned the Chartered Property Casualty Underwriter (CPCU) designation from the Insurance Institutes of America.


Prevent boiler catastrophe with periodic inspections

circulatory-system

A boiler is to a building as your heart is to your body: The wrong thing happens, and any other concern that may be troubling you becomes moot. Like your heart, a boiler is subject to deterioration that may not be apparent until it is too late. The only way to become aware of declining conditions and avoid catastrophic loss is through examination by a qualified person.


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Your insurance: There to see you through

house-damaged-by-tornado

Take a step back, take a deep breath and marshal all your resources.

This is good advice for virtually any aspect of life. But when you are facing the consequences of a disastrous and unexpected event, it becomes advice that may make the difference between recovery ̶ getting on with your life ̶ or carrying those consequences well into your future. Remember that after a disaster, your insurance agent and insurance company are there to see you through.


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Don’t wait for hot weather to service AC

air-conditioner-repair

The heating, ventilation and air conditioning (HVAC) system that brought your business through one of the harshest winters on record also will be required to operate reliably during the upcoming summer cooling season. Consider calling your service firm to arrange service and inspection of your HVAC equipment before the summer heat arrives. In my days as a boiler inspector, owners of older boilers would frequently ask: “So, how much longer do you think [the boiler] has to live?” To which I would respond: “I cannot tell you what day it[…..]


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Lightning – or power surge? I’m not worried; I’m covered

denver-stormy-evening-2

In the old days – I am 54 and have been in the insurance business since 1987 – a lightning claim investigation was a pretty simple process. I would simply review whatever resources were available and determine if a thunderstorm had passed through the area on the day the loss occurred. If a storm could be verified, the loss claim was validated.


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