Wayne Pinney

Profile:
A U.S. Navy veteran, Wayne Pinney is one of Cincinnati Insurance’s Machinery & Equipment Specialties department field managers. He has been a National Board Commissioned inspector since 1989 and with Cincinnati Insurance since 1991. Prior to becoming a manager, Wayne serviced field territories in Missouri, Kansas and Illinois. He has earned the Chartered Property Casualty Underwriter (CPCU) designation from the Insurance Institutes of America.


Don’t wait for hot weather to service AC

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The heating, ventilation and air conditioning (HVAC) system that brought your business through one of the harshest winters on record also will be required to operate reliably during the upcoming summer cooling season. Consider calling your service firm to arrange service and inspection of your HVAC equipment before the summer heat arrives. In my days as a boiler inspector, owners of older boilers would frequently ask: “So, how much longer do you think [the boiler] has to live?” To which I would respond: “I cannot tell you what day it[…..]


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Lightning – or power surge? I’m not worried; I’m covered

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In the old days – I am 54 and have been in the insurance business since 1987 – a lightning claim investigation was a pretty simple process. I would simply review whatever resources were available and determine if a thunderstorm had passed through the area on the day the loss occurred. If a storm could be verified, the loss claim was validated.


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‘Small’ equipment loss can be a big thing

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When you hear machinery and equipment discussed as an available insurance coverage, you may envision huge mechanical or electrical apparatus associated with large-scale operations or massive production floors. You may conclude that your family-run flower shop or small- to medium-sized business doesn’t need this type of coverage.


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