Robert Crouch

Profile:
Robert Crouch is a senior machinery and equipment specialist serving agencies and policyholders in central Ohio. With Cincinnati Insurance since 1997, he holds the Chartered Property Casualty Underwriter (CPCU), Associate in Claims (AIC), Associate in Reinsurance (ARe) and Associate in Risk Management (ARM) designations from the Insurance Institutes of America.


Power quality a serious issue for business, industry

business-insurance-power-quality

The LED display on the kitchen range is blinking again, yet the old battery-operated clock seems to be working just fine. How many times have you had to reset clocks on microwaves, alarms, digital cable boxes and other devices due to a brief moment of power interruption?

We don’t often think about momentary power interruptions or how they affect our everyday lives. In business or production process-related industries, the effects of these interruptions may be particularly disastrous and very costly.


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Business equipment – What will you do when it fails?

Tornadoes and fires may or may not happen to you, but like the human body, from the day it first goes into operation your business equipment begins the journey to its eventual failure. Standard commercial property policies typically don’t protect against unexpected equipment breakdown, and warranties, service contracts and preventive maintenance agreements only cover so much. Adding equipment breakdown coverage can be a valuable part of your business insurance portfolio.


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Heating systems need preseason maintenance

Whether you are maintaining a home heating system or equipment at your business, preventive maintenance is important, especially for hot water or steam heating boilers. Heating boilers can cause extensive damage due to explosion and can be more costly to replace than gas or electric furnaces.


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