Nick Elbert

A life field director in Cincinnati Life’s Sales Field department, Nick Elbert has more than 15 years of insurance industry experience. Nick works with agents in Kansas, Missouri and Nebraska. His experiences include personal lines producer, commercial lines agent and professional liability expert. In his current role, Nick has helped hundreds of business owners with business continuation planning, also hosting public and individual sessions on the subject. He joined Cincinnati Life in 2007 and holds the Chartered Life Underwriter (CLU) and Long Term Care Professional (LTCP) designations.

Fixed annuities are alternatives to CDs

Are you tired of making less than 1 percent on your money and having to pay taxes on that growth? Do you enjoy the flexibility of being able to access your money and not having it “locked up” for several years? If you answered yes to both of those questions, let me introduce you to the benefits of purchasing a fixed annuity.

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What to do with my business when I want to retire

When you ask business owners about their retirement plans, many answer, “I’m going to sell the business.” But without a plan in place, the chance of transitioning the business to a new owner who shares similar values and is willing to pay a fair price greatly diminishes. You owe it to yourself and your employees to plan for how your business will continue once you retire, and life insurance can help.

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