Michael Harrold

Profile:
Transportation specialist in Cincinnati’s Loss Control department, Michael Harrold is based in Mentor, Ohio. With over 35 years in the insurance industry, Michael is integral to the development and implementation of loss control and underwriting training systems focused on auto and truck liability operating platforms. He also assists clients with technical support and guidance, including management seminar/training program development.


Keys to controlling business auto insurance costs

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Insurance underwriters take into account a company’s past automobile loss experience when pricing automobile insurance. By reducing your company’s exposure to auto losses, you may be able to reduce your insurance costs. Three ways to control business auto costs are to review driver history; promote safety awareness and training; and maintain vehicles in good working order.


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High-capacity vans require extra caution

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High-capacity passenger vans can be an efficient way to transport small groups. Businesses use them to deliver workers to job sites, and churches, schools, camps and other organizations transport their clients and volunteers. But high-capacity vans – sometimes referred to as 15-passenger vans – require extra attention to assure driver, passenger and public safety.


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Prep your car for travel in winter weather

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Smartphones offer drivers a sense of security, with the promise that help is just a phone call away. But especially in extreme conditions, don’t count on your phone alone to keep you safe or to share your location in an emergency situation. Keep in mind that location services are not always accurate depending on network coverage in your location, the cell tower your phone connects to and other variables. Take additional precautions before winter travel in case you become stranded in your car.


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