Michael Harrold

Transportation specialist in Cincinnati’s Loss Control department, Michael Harrold is based in Mentor, Ohio. With 33 years in the insurance industry, Michael is integral to the development and implementation of loss control and underwriting training systems focused on auto and truck liability operating platforms. He also assists clients with technical support and guidance, including management seminar/training program development.

Prep your car for travel in winter weather


Smartphones offer drivers a sense of security, with the promise that help is just a phone call away. But especially in extreme conditions, don’t count on your phone alone to keep you safe or to share your location in an emergency situation. Keep in mind that location services are not always accurate depending on network coverage in your location, the cell tower your phone connects to and other variables. Take additional precautions before winter travel in case you become stranded in your car.

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Child car seats: Precious cargo packaging


The proper use of child car seats can reduce the risk of fatal injuries to infants by 71 percent and to toddlers by 54 percent! As car crashes are a leading cause of death among children ages 1-13, the use of car seats is critical when children are in your car. Unfortunately, a recent National Highway Traffic Safety Administration study found that three out of four children are not adequately protected because they are either in the wrong seat for their age and weight or their seat is improperly installed.

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Texting and driving a growing concern


At any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving, according to a survey from the National Highway Traffic Safety Administration. That number has held steady since 2010. Meanwhile, a University of Michigan Transportation Research Institute study showed that a quarter of teens respond to text messages once or more every time they drive. Twenty percent of teens and 10 percent of parents admit that they have extended, multi-message text conversations while driving.

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