Kirsten Faherty

Profile:
Joining Cincinnati in 1999 as a commercial lines underwriter, Kirsten Faherty has worked in the Corporate Communications department as an editor and manager since 2001. With a background in retail management and troubleshooting, Kirsten continues to embrace the customer perspective in her current position, whether the audience for her writing is agents or company associates. She has a degree in communication arts and was an active member of the Professional Insurance Communicators of America.


The benefits of working with an independent agent

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After a lot of saving and planning, my sister and her family bought their dream home. Sadly, a storm damaged their roof, and she’s had difficulty resolving her claim. Her family did not purchase their insurance through an independent agent. I encouraged her to give her carrier the opportunity to see things through, but I also suggested that once her claim is resolved, she might consider an independent agent to help her better determine the right carrier and insurance products for her family’s needs.


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Update: Ride sharing may create insurance gaps

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Note: This is an update to a blog published in 2014. Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in ride-share services as a driver or if you use these increasingly popular services, make sure you have appropriate insurance coverage.


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Safety harnesses protect more than just your pet

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Like a lot of dogs, our dog, Bowie, enjoys car rides because he knows they ultimately end up in a trip to the dog park, a visit with family and friends (where he’ll get lots of attention or another adventure. We have learned that pet-related distracted driving is a very real concern that affects thousands of people every year. It doesn’t have to.


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Ride-sharing: Question coverage before jumping in

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Ride-share alternatives to taxi services are becoming more popular as they expand to more cities. But because they’re so new, both riders and drivers should exercise caution. Ride-share programs on the surface sound like a win-win situation: if you need a ride, you can download an app to your mobile device to find and arrange transportation in a driver’s personal vehicle.


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’Tis the season for giving…and insuring

Remember to add your valuable holiday gifts to your insurance policy.

The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over. Follow these tips for insuring new jewelry and valuables: Consider taking advantage of a store’s or manufacturer’s warranties or guarantees, but don’t mistake them for insurance. For example, some major jewelry chains offer limited guarantees on gemstone[…..]


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