Julie Nolan

Profile:
A territory manager in the personal lines risk management area, Julie Nolan's current focus is on Cincinnati’s products for high-valued homes, insurance to value on homes of all values and loss control measures for homes. A Cincinnati associate since 1991, she has earned the Associate in Management (AIM) designation from the Insurance Institutes of America.


Remodeling? Keep rebuilding cost in mind

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While stuck indoors this winter, did you look around and plan any home projects? Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The Coverage A limit on your homeowner policy is the amount of insurance you have to reconstruct your home in the event of a total loss. All costs associated with replacing or rebuilding your home are considered when developing this Coverage A limit. When you make changes that increase the value of your home, you[…..]


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Insurance TLC for your historic home

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You may find an older home appealing because of its size, grandeur and location. But before you leap into the refurbishing trend, look at how older homes can present challenges that could increase your insurance costs. After World War II, tract homes became the norm as the construction industry standardized materials and techniques. As a result, features found in homes constructed before 1945 became “custom.”


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7 factors to help nail down your home’s reconstruction cost

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“I could never sell my house for that!” How many times have we heard this said or even said it ourselves? It’s easy to experience sticker shock when we see the value our insurance company wants to place on our home. Calculating replacement cost  ̶  or more accurately, reconstruction cost  ̶  is often a complicated process, and results can deviate widely from market price. It’s not unusual for rebuilding costs to be significantly higher than the cost of new construction.


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Are you a ‘homepreneur’? Protect your successful business

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You made it! You turned your passion into a going concern. Maybe you turned your sewing hobby into an alterations business. Or perhaps you left the corporate accounting department to strike out on your own. Congratulations on your successful, home-based business. Now are you willing to bet your house on it? That’s what you might be doing if you aren’t properly insured. Standard homeowner policies generally don’t cover business-related losses. According to the U.S. Small Business Administration, more than half of all U.S. businesses are based out of an owner’s[…..]


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