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Cincinnati Life, a wholly owned subsidiary company of The Cincinnati Insurance Company, offers life and disability income insurance and annuities to individuals and businesses served by our independent agency partners. Associates are committed to providing superior products and services that enhance the ability of our partnering agencies to deliver quality financial protection to the people and businesses they serve.


How much life insurance do I need?

how-much-life-insurance

Once you have decided to purchase life insurance, the next question to answer is how much to purchase. Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or other major bill. And some stick to the tried-and-true measure of 10 times salary.


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Three concerns, one life insurance policy

With so many options available for life insurance, some people struggle with their decisions and opt to … do nothing. But what if one policy made their choice easy? Guaranteed whole life insurance provides a level premium that never changes based on your health or age. This simple option can protect you from three of the biggest emotional and financial concerns that could happen during your lifetime: death, disability and outliving your money.


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