Texting and driving a growing concern

cell-stop-signAt any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving, according to a survey from the National Highway Traffic Safety Administration. That number has held steady since 2010.

Meanwhile, a University of Michigan Transportation Research Institute study showed that a quarter of teens respond to text messages once or more every time they drive. Twenty percent of teens and 10 percent of parents admit that they have extended, multi-message text conversations while driving. Read More

’Tis the season for giving…and insuring

Remember to add valuable gifts to your insurance policy.

Remember to add valuable
gifts to your insurance policy.

The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over. Follow these tips for insuring new jewelry and valuables:

  • Consider taking advantage of a store’s or manufacturer’s warranties or guarantees, but don’t mistake them for insurance. For example, some major jewelry chains offer limited guarantees on gemstone and diamond replacement or repairs.

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Let it flow, let it flow, let it flow…

prevent-freezing-pipes

Allowing faucets to drip
can prevent pipes from freezing.

Did you know that letting your most weather-susceptible faucets drip during periods of extreme cold can keep your water pipes from freezing? Don’t let cold weather ice your pipes this winter!

Because liquid expands as it freezes, pipes full of water are vulnerable, and those outdoors or running against exterior walls are especially susceptible. With a few preventive steps, you can save the expense and bother of burst pipes and water damage:
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A gift of prevention keeps holidays memorable

candle-fire-tree-lights

Keep your holiday merry. Be cautious with
candles, Christmas lights and fireplaces,

You want your holidays to be memorable, but for the right reasons. Help ensure your holiday is safe and happy by observing these simple – but essential – tips to help safeguard your loved ones and belongings.

Celebrate with a live tree – safely

  • Choose the right tree! Healthy trees have green needles that do not fall off easily and supple, not brittle, branches.

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