Reaching peak performance requires dedication and hard work. Your
independent agent and The Cincinnati Insurance Company apply this same level of
commitment to provide you with an insurance program specific to the needs of
your business.
Whether your organization is a health and exercise club, indoor or outdoor
sports complex, tennis or racquet club, dance, aerobics, Pilates, spinning,
gymnastics or yoga studio, consider insuring it with our Fitness &
Recreation Program.
Enhance Your Property and Liability Coverage
The Fitness & Recreation Program includes our standard
property and
general liability coverage forms, as well as
Cincinnati Data Defender. You can
further customize your insurance program by purchasing additional
specialized coverages:
- Fitness & Recreation Property Endorsement − adds a bundle of
nine coverages to meet the specific needs of a fitness facility.
- Fitness & Recreation Expanded Commercial Property Endorsement −
includes all of the property coverages from the above fitness property
endorsement and adds more than 30 additional coverages and increased limits,
providing another robust property option.
- Commercial General Liability Extended Endorsement − further
strengthens your liability coverage by including:
- - damage to premises rented to you
- - property damage to borrowed equipment
- - specified automatic additional insured
coverage
- - waiver of subrogation
- - coverage for errors and omissions committed in
the administration of employee benefit programs
Protect Your Fitness Professionals
Cincinnati’s Fitness Professional Liability is included, for a premium charge,
when you purchase general liability insurance. You receive professional
liability coverage for your business, employees and independently contracted
fitness professionals: fitness instructors, personal trainers and employed
sports officials and coaches. You can also add professional coverage for
cosmetologists, nutritionists, dieticians, and massage and physical therapists
for an additional premium charge.
Options to Suit Your Needs
Round out your insurance program by purchasing coverages needed by most
businesses:
Cincinnati Advantage
When it comes to something as important as your business – your livelihood –
you can work confidently, knowing you are protected by an exceptional insurance
program that provides:
- loss control services at no additional charge
- access to vendors offering
specialized loss control services and training at discounted rates
- superior claims service from a representative who lives in or near your
community in most instances
- multi-year policy terms available in most states for many coverages
- stability from a company with a high financial strength
rating from A.M. Best Co.
- more than 90% of our policyholders are highly satisfied with the overall claims process, based on almost 27,000 standard lines auto and property policyholders responding via electronic claim satisfaction survey between January 1, 2020, and December 31, 2022, with an 8, 9 or 10 on a 10-point scale
- a management team specifically dedicated to keeping your insurance program
on the leading edge
