Let it flow, let it flow, let it flow…

Did you know that letting your most weather-susceptible faucets drip during periods of extreme cold can keep your water pipes from freezing? Don’t let cold weather ice your pipes this winter! Because liquid expands as it freezes, pipes full of water are vulnerable, and those outdoors or running against exterior walls are especially susceptible. With a few preventive steps, you can save the expense and bother of burst pipes and water damage:


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Don’t be surprised by the cost to rebuild your home

Many people don’t know where to start to estimate home value when purchasing homeowner insurance. For some, the first instinct may be to insure the home based on mortgage value. Others may look at real estate market value, property tax basis or some other factor. But any of these values could be far less than the actual cost to rebuild, and that is the key consideration when buying insurance to protect against a loss. There is no way to guarantee the cost to reconstruct your home in the event of[…..]


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