Tips to reduce risk when shopping online

online-shopper

Cyber Monday, the Monday after Thanksgiving, has become one of the biggest online retail shopping days of the year. Because of the explosive growth each year in online holiday sales, shoppers need to be extremely diligent in making digital purchases. Scammers with fake websites and emails are lurking out there to separate you from your money. Your identity is also at risk.


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Protect yourself: Holiday shopping precautions

holiday-shopping

With the holiday season fast approaching, many of us will be out shopping and enjoying the festivities. In this joyous atmosphere, we also need to be aware of our surroundings and develop a safe routine because unscrupulous individuals may be out to take advantage of our festive mood. Here are things to keep in mind when you are out.


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When deer are in your headlights

deer-crossing-road

As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road.


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How much life insurance do I need?

meet-life-agent

Once you have decided to purchase life insurance, the next question to answer is how much to purchase. Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or other major bill. And some stick to the tried-and-true measure of 10 times salary. But there are other methods to consider. You can complete a fact finder/needs list or use a life insurance calculator.


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