Children do not perceive danger the way adults do; drivers must take care.
With school resuming around the country, drivers prepare for the unexpected in school zones, near bus stops and past crossing guards. But drivers should also be on the alert wherever they drive that children could be present.
Since 2000, 130 school-age pedestrians have died in school transportation-related crashes. Some of the most common types of pedestrian fatal events involve a child being hit or struck:
- By a vehicle turning or preparing to turn at an intersection
- In a mid-block collision where a pedestrian enters the driver’s field of view leaving little or no time to react
Think about coverages you may need for an older or historic home.
You may find an older home appealing because of its size, grandeur and location. But before you leap into the refurbishing trend, look at how older homes can present challenges that could increase your insurance costs.
After World War II, tract homes became the norm as the construction industry standardized materials and techniques. As a result, features found in homes constructed before 1945 became “custom.”
The right auto coverages can help you deal with the curves in the road.
When you purchase an insurance policy for your car, there are some basic coverages that help protect you from financial curves in the road.
Bodily Injury Liability protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others.
Do your homework when buying insurance.
You study safety and performance ratings before buying a car.
You have your prospective home professionally inspected from basement to roof.
You read labels and select the best foods for your family’s table.
Why should insurance purchases be any different?