Visual warnings: New signs for the times

We’ve all seen a red oval sign warning of “Danger.” Whether a bakery or a metal shop, virtually every business has something with a warning sign: an electrical panel or a machine, perhaps. Many a business owner has wondered: do these signs work? Do they actually do a good job warning people: protecting me, my employees and the public?


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How medical expenses affect insurance premiums

medical-emergency

Consumers often wonder what factors affect insurance premiums. One big factor is the rising cost of medical treatment. General liability, homeowner, workers’ compensation and auto insurance claims all are affected by post-accident medical expenses. From initial emergency response and trauma care to surgery, physical therapy and beyond, medical services are essential to helping people recover from an accident. But these life-saving measures are also major expenditures that impact insurance rates.


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Home, sweet (second) home – protect it from water damage

vacation-home

  Whether it’s a cabin in the woods, a house or condo on the beach or a chalet in the mountains, your vacation home can be a wonderful place to relax and unwind. However, secondary residences require additional precautions compared with your primary home. An often-overlooked hazard involves water damage to secondary residences that stand unoccupied for extended period.


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