Business equipment – What will you do when it fails?


Tornadoes and fires may or may not happen to you, but like the human body, from the day it first goes into operation your business equipment begins the journey to its eventual failure. Standard commercial property policies typically don’t protect against unexpected equipment breakdown, and warranties, service contracts and preventive maintenance agreements only cover so much. Adding equipment breakdown coverage can be a valuable part of your business insurance portfolio.

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Hurricanes: Plan, prepare, update, repeat


Being prepared for a hurricane requires constant updates and evolving actions. A true state of preparedness means you are ready for something, but more importantly, you are aware of the ever-changing nature of, well…Nature. Anyone who lives or works near coastal waters, plans to visit them or has family and friends in those areas takes the time to become educated on hurricane awareness and preparation. A great online resource is The National Hurricane Center’s website. There you can download the Tropical Cyclone Preparedness Guide that not only explains what a hurricane[…..]

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Personal umbrella policy: Your liability safety net


When accidents happen, lawsuits may follow. You can protect your financial assets and future earnings by purchasing a personal umbrella liability policy. A personal umbrella policy works with your existing insurance to add the extra layer of protection that you may need. After all, you don’t have to be a millionaire to be sued for $1 million. Auto Liability coverage on your auto policy protects you when there is damage or an injury caused by you, a family member or even someone else using your car with your permission. Your[…..]

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