Road trip! Know the laws where you drive

Know the traffic laws in the states where you are vacationing.

Know the traffic laws in the states where you are vacationing.

Before you head out on your summer road trip, consider your itinerary. Traffic laws and enforcement in states that you visit may differ from the state where you live.

The National Highway Traffic Safety Administration offers a website with a map detailing state distracted driving laws. Click on the state to see restrictions on cell phone and texting use by age, in school zones or construction zones.

The Governors Highway Safety Association also offers Read More

Insuring what’s most important to you

outdoor-wedding

Significant life events are good reasons to evaluate your life insurance needs.

Weddings. Bridal showers. Graduations. Family reunions.

What is the connection between these joyous summer occasions and life insurance? The answer is, (drum roll please), they’re all reminders of love and protection. My happiness is tied to the people I love and hold most dear in my life. My child, my wife, my family are what make me happy. I would do anything in my power to protect those I love.

So what is life insurance, but the ultimate gesture of love and protection? I understand no one wants to talk about it, but it’s necessary.
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Your home inventory: How to get started

photographing-ring

Photograph new purchases to update your inventory.

Second of two parts
So you know why you need a home inventory, but where to start? There are several tools available to help you document your home inventory.

  • The National Association of Insurance Commissioners has a free app called MyHOME Scr.APP.book to electronically store home inventory room by room, including photos, descriptions and purchase information. Apple® or Android® users can visit the iTunes® Store or Android® Market and search for NAIC.
  • Those without a tablet or smartphone will find a downloadable home inventory list with appliances, electronics, furniture and other items found in many homes.

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Your home inventory: Why you need one

home-inventory

It’s important to have a home inventory.

First of two parts
Home values have been a top concern in recent years, but how often do we pause and think about the value of the possessions inside our homes? If you’re a renter, homeowner or condo owner, when was the last time you took an inventory of the contents of your home?

A home inventory is a listing of the contents of your home and the cost to replace them if lost or damaged. Despite the numerous benefits in detailing an inventory of our homes, the National Association of Insurance Commissioners indicates that nearly 60 percent of Americans do not have a list of their homes’ contents.
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