How to rent a car without borrowing trouble

woman renting car

Before you take off for vacation in a rental car, think about the insurance you need.

If your summer vacation includes use of a rental car, a little knowledge about auto insurance could preserve your peace of mind and save you money.

Consult with your agent and check your policy for coverage, limits and deductible amounts. You may be able to save money by declining the insurance offered by the rental company if your own policy provides the coverage you need.
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Special events may need special insurance attention

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You can protect your summer event with special events coverage.

With the season of sunshine upon us, many businesses, schools, churches and other organizations sponsor special events. Right now, advertisements are blooming like the foliage. Every weekend seems to offer a menu of festivals, 5K races and concerts from which to choose. Some folks plan their summers around such events.

If your business or organization is planning a special event, you may be experiencing some of the common worries: Read More

Hitting the road with vehicle telematics

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Vehicle telematics can help businesses analyze and more efficiently manage their fleets.

Everyone has driven down the highway and has seen that sign on the back of a vehicle that reads, “How’s my driving? Call 1-800-555-XXXX.” Those signs have been a part of the driving landscape for many years and are still in use today as part of the burgeoning industry that gathers vehicle use information. The new term used today for electronically gathering and reporting vehicle use information is “vehicle telematics.” Read More

Are you a ‘homepreneur’? Protect your successful business

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Did you know that standard homeowner policies may not cover losses from business-related activities in your home?

You made it! You turned your passion into a going concern. Maybe you turned your sewing hobby into an alterations business. Or perhaps you left the corporate accounting department to strike out on your own. Congratulations on your successful, home-based business.

Now are you willing to bet your house on it?

That’s what you might be doing if you aren’t properly insured. Standard homeowner policies generally don’t cover business-related losses. According to the U.S. Small Business Administration, more than half of all U.S. businesses are based out of an owner’s home. Read More