How to protect yourself from fraud

contractor-working

A reputable contractor will not mind if you check credentials.

Lightning doesn’t strike the same place twice, but disaster can if you fall victim to unscrupulous contractors. The National Insurance Crime Bureau reports that insurance fraud accounts for about 10 percent of all property casualty claims. While the majority of contractors are trustworthy, some take advantage of vulnerable policyholders, and the added expense can result in higher insurance costs for all consumers.

Protect yourself from scams by considering these tips on what to do when someone offers services:
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Prepare your family for disaster recovery

disaster kit

Assemble a disaster kit with food, water and emergency supplies.

Recent news reports show the devastation that can happen when a tornado hits a community. “Tornado alley” in the southern Plains states has a statistically higher tornado occurrence, but National Climatic Data Center records show tornadoes can happen in any state. While there is nothing you can do to prevent a tornado, there is much you can do to prepare your family for recovery from a tornado.
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Everybody in the pool! Safely

father-son-in-pool

Play it safe at the pool. Practice “touch supervision,” keeping children within arm’s length.

According to the U.S. Consumer Product Safety Commission (CPSC), an average of 390 drowning deaths occur annually among children age 15 and younger, and emergency rooms treat 5,200 pool and spa submersion injuries involving children in that age group.

Don’t let your family become a statistic; follow all safety precautions in and around the pool.
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Keep all hands safe on the water

man-on-boat

Follow some simple boating safety tips, then relax and enjoy your time on the water.

As you bring your boat out of storage and head to the lakes and waterways for the summer, now is a good time to review some basic boating safety tips.

First, make sure everyone who drives your boat knows the basic rules about right of way, speed limits, ski restrictions and equipment condition.

Improve operating skills by completing a course. Contact the department of natural resources in your state to find boating classes, or contact the U.S. Coast Guard Auxiliary or Power Squadron. For information about vessel safety and other boating resources, visit the Coast Guard’s Boating Safety Resource Center>.

Keep in mind:

  • Half of all personal watercraft accidents involve Read More